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Posted by admin, and filed under VISA
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To reach its goal of attracting top foreign talents, the Singapore government has liberalized many of its immigration policies; making it easier for enterprising foreigners and skilled immigrants to gain work visas to work, live and play in Singapore.”The Singapore government thus approves many Singapore work visa monthly which they have categorized into Entrepass (for the enterprising foreigners) and work visas of various categories (for those foreigners seeking employment in Singapore.)”
Any enterprising foreigners who are ready to start new companies in Singapore and plan to be actively involved in these business operations can apply for the Singapore EntrePass. The business owner must incorporate a company with the Accounting and Corporate Regulatory Authority (ACRA) for no more than 6 months at the point of submission of the EntrePass application. The entrepreneur must own 30%-100% shareholding in the company and has prior experience and track record in starting and managing businesses.
Each new company must have $50,000 and above in paid-up capital and be entrepreneurial in nature – it cannot be a run-of-the-mill business such as starting a coffee shop, hawker stall, massage parlour, karaoke lounge and employment agencies.For companies seeking to employ top foreign talents or foreign talents going to work in companies based in Singapore, there are various work visas for them to apply.
For employed foreigners, companies can help them apply for work visas that generally classify them in to various categories based on their monthly salary, qualifications and experiences. In addition, the higher income earning foreigners will also get to easily apply for dependent passes which permit them to bring their immediate families and parents to live with them in Singapore. These different categories of Singapore work permits are usually meant for the Singapore government to categorise the foreigners they permit to work in Singapore.
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21st Feb 2012
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Tags: visas
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Posted by admin, and filed under VISA
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If you are planning to visit India either for tourists or business purposes then you will need obtain the correct type of Indian visa. This process has over many years created much confusion, complication and headache for many applicants as the process can appear somewhat complex if not dealt with correctly. Therefore this article will explain essential points you will need to consider before making your India visa application.
Apply for the correct type of visa from the start.The part that causes the most delays are people applying for tourist visas for a trip they are actually undertaking for business purposes. If this is the case then the embassy will change the type of visa required. Therefore on the part of the form where it says what your purpose is, ensure you correctly put “business” of “tourism”. Putting a mix and match will lead to errors.Leave plenty of time for the Indian visa application.If you are visiting India, then ensure you have your visa before making any flight bookings and committing to a date. The visa can only be processed as quick as 3 working days and no quicker. It is possible to obtain an India business visa in a day though. Ideally a 2 week time frame is the safest time you will need to obtain your India visa.
Be careful when declaring your profession.There are various occupations which the embassy are sensitive too and may require more information. If you are any of the following: Writer, actor/actress, pilot, cabin crew, solicitor, journalist, publisher, policeman, civil servant, social worker, media executive then you will need to have a letter from your employer that says you will be visiting India only for holiday purposes and will not be undertaking any work (if you are applying for an Indian tourist visa that is). Having these extra documents will ensure you will not have any delays.
Make the embassy aware if you are leaving and re-entering India within an 8 week window.For those that are taking a side trip to another destination during their trip to India, e.g. visiting Nepal, Sri Lanka, China etc, and will need to coming through India again, then due to new Indian embassy ruling, you will need to declare this so that you can obtain the relevant paperwork for a re-entry visa. For this you will need to provide proof of your trip travel into India and out using travel itineraries, e.g. etickets, train or bus tickets whilst making your normal visa application.
Ensure all business visa letters are detailed and accurately.For business men that are applying for an Indian business visa, you must ensure that all the letters are accurate. Ensure that each letter contains the following information: The full name of the passport holder, the passport number, the travel dates, the purpose of the visit and the visa type required. The letters should always been on letter headed paper. Formal letters are required by the Indian embassy. For journalists, there is a separate journalist visa application required.
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22nd Dec 2011
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Tags: Indian Visa, VISA
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Posted by admin, and filed under VISA
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Would you like to travel to Australia? Have you ever thought of having a great holiday in Australia? Did you ever consider working in the land Down Under? If you do, then you need to know more about the country, its culture, people, and food before you make that major decision of traveling to Australia and obtaining your own Australian visa.Would you like to travel to Australia? Have you ever thought of having a great holiday in Australia? Did you ever consider working in the land Down Under? If you do, then you need to know more about the country, its culture, people, and food before you make that major decision of traveling to Australia and obtaining your own Australian visa.
There are many individuals who want to go to Australia not merely to sightsee or vacation, but to actually work and reside there. Now, it is one important fact to know that applying for the necessary paperwork in order to get in a foreign country is not always as easy as planning or wanting it. Of course, one of the most basic things you would have to get approved for is the Australian visa.
Australia is a popular destination. Gone (or nearly) are the associations with convicts from Mother England and bars filled with muscle-bound sheep-shearers (women not allowed). Now if you ask for someone’s impression of Australia they’re likely to say “cosmopolitan”, “outdoor living”, “beaches”, “scenery”, “Great Barrier Reef”, “sophisticated” even. However, if you want to go there, unless you are a citizen of New Zealand, you are going to need a visa or travel permit.For business visits of less than three months you will need a Business (Short-Stay) visa, which will permit you to visit Australia for the purposes of conferences or business meetings. If you are actually organising a business event or conference, you may need a different visa. For longer term employment in Australia, you will need to be sponsored by a company who are prepared to employ you for up to four years.
A person intending to work in Australia can also avail of an Australian work permit. Of course, if he wants to become a permanent resident in the country, then he would once again need to acquire the necessary visa. Aside from having the necessary work experience and credentials, he would also be required to take a skills assessment. It would be smart to read and understand FAQ Australian visa from the immigration website, but having someone to guide you is the best possible way. By not solely depending on the Australian visa bureau and one’s own determination, you can have better chances of getting approved if you have the right people to assist you in the entire process.
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19th Dec 2011
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Tags: Australian visa, VISA
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Scores can range from 300 to 850. But even though 300 is technically the lowest credit score possible, it’s very unlikely you would hit it even if you tried. To get that you literally would have to do everything wrong and have absolutely zero positive credit history whatsoever.
In the real world, the lowest credit score you can possibly get will probably be around the high 300′s. For example if you:
- Just went through a bankruptcy and for the first time it is showing on your credit report
- If you have defaulted on multiple debts and had little to no payment history on those accounts prior to default (i.e. applying for a loan and defaulting a couple months later)
- You have recently gone through a foreclosure and have had severe late payments and/or defaults on at least one other line of credit
In those types of situations, you may fall into the 300′s but the odds are slim (only 2% of the population has a score between 300 and 499). Needless to say, hitting the rock-bottom lowest FICO score of 300 is literally unheard of.
But either way… even if you’re not at the absolute worst, you might as well be since anything under 600 is mostly useless when it comes to getting a credit card (unsecured), a mortgage, or car loan.
How to improve a low credit score?
Surprisingly, you can make your way from the poor credit category to the “fair” category (scores in the mid-600’s) sometimes in just a year or two, as long as you make the right moves. Here are 5 things you definitely will want to do:
- Maintain your good standing accounts, if you have any – Have any accounts you haven’t screwed up yet or are still open? Good. Then make sure they stay that way.
- Open secured accounts – You can have the lowest possible credit score on earth and still qualify for secured credit cards, which is a card where you put up a deposit. Same holds true for secured loans, which you can get through a bank or credit union. If you’re fronting the cash, you can typically get approved regardless of how bad your credit score is.
- Check your credit reports – Is it possible you are being penalized for something incorrectly? Make sure you check your credit reports, to ensure the negative information that is weighing you down is accurate.
- Consider credit repair services or self-help guides – Sometimes you can get negative entries deleted from your credit report due to technicalities in how they were reported.
- Have patience – As your negatives start to age, your low credit score should begin improving even if you were to have no new accounts. Unfortunately you can’t speed up the clock, but at least it’s reassuring to know that every month that goes by, your bad debt is a month older in the eyes of the credit scoring formula.
How high will you need to go?
The lowest credit score to buy a house with a mortgage might be as low as 620. But I stress that’s a big might because even though FHA underwriting guidelines don’t have a minimum score set in stone, if you are below 620 you will not be eligible for automatic approval and have to jump through many hoops with a manual process, which may not even yield results.
But in reality, in this economy it can be hard to get approved with anything below a 700. However if you are buying a foreclosure directly from a bank, with that same bank also providing the mortgage, they have been known to bend over backwards to get the approval so they can get that foreclosed home off their books.
The lowest credit score to get a credit card that is unsecured will likely be at least 650. With that type of score, you might be able to qualify for an entry level card for fair credit. For the good reward cards you see advertised on TV, plan on having a 700 or above. If you are in the low 600’s or below, you may need to go with a secured card.
The lowest credit score to get a car loan ultimately depends on what type of interest rate you are willing to pay. To get those 0% offers you see advertised on new cars, you will probably need to be in the 700’s. If you’re in say, the 500’s, it still is possible to get a car loan but you will have to pay through the roof with an excessive APR rate.
Have a low score yourself? Then please share in the comments what it is and the circumstances that got you there.
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15th Dec 2011
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